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You are eligible for an immediate approval personal loan if you have met the below conditions:
• Have full time employment
• Furnish proof of identity and residence
• Direct debit card
Immediate approval personal loan is a possibility even without a collateral but your credit status is taken into consideration. Although you are a tenant without any asset to pledge, if you have made up all your loan payments and have fulfilled your ccj (county court judgement) terms and conditions, you would definitely have a repaired credit score which impresses the lender and it reflects positively on your personal loan rates.